With job losses affected 1 in 3 and unemployment reaching near to 2.4 million (source: BBC) it is vital for small businesses to keep track of their accounts and credit, to avoid being stung by bad debts. Cash flow has always been paramount to business survival and none more so than now… and without that cash you might has well of not got the job, or even worse you paid out non-recoverable expenses. If you are having problems or want to just make sure your doing all you can then you can get the free Business Link guide here (PDF).